Standard homeowner policies are great for most homes, but they usually don't include the amount or types of insurance coverage owners of luxury homes require. Insurance company claim adjustors, who routinely see insurance claims on more average homes, often don't develop the expertise necessary to properly estimate and settle claims on customized homes of high value. That's why Atlas Insurance Brokerage represents several insurance companies that specialize in insuring elite homes. We understand the importance of appraisals, coverage, and claim service when expensive assets are involved.
Here are just a few of the considerations that are unique to luxury houses and require custom insurance protection and specialized service:
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